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April 26, 2009
I have previously stated that Medical Payments coverage on your automobile insurance policy is very good coverage and that you should buy as much as the insurance company will sell you. I am of the same opinion today. The purpose of this note is to make you aware that many insurance companies will put a time limit on Medical Payments coverage. This is done to limit their exposure. this little known fact catches many people by suprise as many are still treating a year after an motor vehicle accident.
Thus, please ask your insurance agent if there are any time limitations on Medical Payments coverage on your auto insurance policy. Don’t get caught in a bad situation for medical treatment/expenses that are ongoing a year after the accident and no longer covered by your auto insurance company.
Scott Krug, CPCU
Claims Manager
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The Gary Doehling Personal Injury Law Firm, P.C. handles the following types of cases: Automobile Accidents, Oil Field Accidents, Spinal Cord Injuries, Wrongful Death, Nursing Home Negligence, Cerebral Palsy, Traumatic Brain Injuries, Lead Paint Exposure, Toxic Molds, Medical Malpractice, Insurance Bad Faith Claims, Airplane Accidents, Dog Bites, Drunk Drivers, Large Truck Accidents, Motorcycle Accidents, School Bus Accidents, and Slip & Fall Accidents.
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