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Gary Doehling P.C. a personal injury law firm will be opening a new office in the Aspen, CO area September 1, 2010.  Attorney Gary Doehling has been practicing law for over 27 years and  has the experience to help you pursue auto and motorcycle related injuries. 

You are invited to call Mr. Doehling at 970-241-9370 for your free consultation.

Gary Doehling  is proud to support the “Rider Down Assistance Network”

Rider Down Assistance Network

Any one of us, at anytime, under any circumstances, can become a Rider Down —there is no discrimination.

Most motorcycle groups/clubs take care of their own, but what if the need was beyond their ability or the downed rider did not belong to a group/club?

Answer: A Rider Down Assistance Network (RDAN) throughout the valley encompassing the entire rider community.

Who: Any downed rider regardless of anything else —period. There would be no questions asked and no judgments made. The focus would be the need, nothing else.

What: A need could be short term financial, physical assistance, chores around the house, retrieving the bike, or any number of things.

How: Someone in need would call the RDAN coordinator with a description of the need. The coordinator would call established network contacts that would rally their group/club to the need.

To Make This Work: We need to establish a Rider Down Assistance Network consisting of contact names , email address, and phone numbers for each group/club in the valley as well as any businesses or people wishing to participate. Call the RDAN coordinator today with your contact information.

We also need to spread the word throughout the valley so that downed riders or families of riders can receive the assistance they need.

The Rider Down Assistance Network is coordinated by the Band of Brothers Motorcycle Ministry http://www.bandofbrothersmm.com/.
Call Gordon at 970-250-5849 or Brian at 970-260-5940

Rider Down Assistance Network

Did you know that many insurance companies do an electronic database cross-reference of information with the Department of Motor Vehicles to discover the names of all licensed people living in your household?

As an example, your son or daughter just turned 16 and they get their drivers license. The address placed on the license by the DMV is cross-referenced with all the addresses in an insurance company database. If it matches a home or auto address they have on file, they will notify you in short order that you need to place your son or daughter on the auto insurance policy and pay the proper premium.

Another example of how the systems put in place by an insurance company are no match for an individual.

If you have been injured in an auto accident or motorcycle accident, you would be well advised to call attorney Gary Doehling for a free consultation.

Question: Ever wonder how an insurance company places a value on an auto after it has been declared a total loss?

Answer: It depends.

Many insurance companies utilize an independant service such as CCC or ADP that perform a market research  and keep a database of similar vehicles in their system. They charge the insurance company a fee for their service and in exchange provide a detailed multiple page report . Some insurance companies have contracts with services such as CCC and ADP and all vehicles that are under consideration for a total loss are placed through the service. (how do you think companies like CarFax get their info?)

Ask your adjuster for a copy of the “Total Loss Evaluation” report so you can see how they derived at the value.

There are times , especially on lower valued vehicles when the insurance company may simply use the NADA book for their value. This saves them the expense of using another service.  My experience in handling total loss evaluation when I was a claims adjuster/manager and in talking to other adjusters throughout the years reflects that the Blue Book value is seldom used.  The perception is that NADA is more reflective of the market if indeed one of the services above is not utilized.

So, in conclusion, make sure and ask for a copy of the total loss evaluation,  ask for sales tax on top of the evaluation as well as the title fee.  If you dispute the value, make sure and come armed with written quotes from at least 3 car dealers wherein they state the range for what they would expect to sell a similar car for on their lot.

Gary Doehling Personal Injury Law Firm P.C. helps those that have been injured in auto accidents. Please call toll free 866-941-9370 to schedule a free consultation.

Scott Krug, CPCU

Claims Manager

I have previously stated that Medical Payments coverage on your automobile insurance policy is very good coverage and that  you should buy as much as the insurance company will sell you. I am of the same opinion today. The purpose of this note is to make you aware that many insurance companies will put a time limit on Medical Payments coverage. This is done to limit their exposure. this little known fact catches many people by suprise as many are still treating a year after an motor vehicle accident.

Thus, please ask your insurance agent if there are any time limitations on Medical Payments coverage on your auto insurance policy. Don’t get caught in a bad situation for medical treatment/expenses that are ongoing a year after the accident and no longer covered by your auto insurance company.

Scott Krug, CPCU

Claims Manager

For all you motorcycle operators take note as to the importance of buying the following two coverages on your motorcycle insurance policy.

- Medical Payments Coverage.  this coverage helps pay medical expenses incurred by you and your passenger should you be involved in an motorcycle accident.  It is very important to let your agent or insurance company know that you want to buy as much of this coverage as possible. It is that important.

- Uninsured Motorist Bodily Injury Coverage/Underinsured Motorist Bodily Injury Coverage.

This coverage helps protect you and your passenger from drivers whom may not have any insurance or not enough insurance. In today’s economy there are more and more drivers without any insurance or those that simply by just enough to be legal.  Don’t fall victim to their inability to protect you in the event of an motorcycle accident.

As a reminder, attorney Gary Doehling works to help motorcycle operators and passengers recover monies owed to them because of losses incurred in motorcycle accidents in Colorado and Utah.

A recent article being circulated comments on the fact that the number of uninsured automobiles is rising dramatically due to the current economic conditions. This article simply reinforces claim manager Scott Krug wherein he addressed this very fact in his book, Buying Auto Insurance in Colorado, for the protection of you, your family and your passenger. Scott stated in the guide that Uninsured Motorist Bodily Injury is perhaps the best coverage a person can buy as no matter what laws are passed to try and force drivers to buy auto insurance, the bottom line is that if a family cannot afford the coverage they will not buy or pay the premium. This fact puts all drivers in financial harms way as more and more drivers become uninsured.

You are invited and encouraged to contact attorney Gary Doehling for a free consultation if you have been injured because of an uninsured or underinsured motorist. Toll Free 866-941-9370 in Grand Junction, CO and serving all of Western Colorado and Eastern Utah.

http://www.doehlinglaw.com/busTimesArticle.pdf

Twenty five year old Brandon Walton pleaded guilty to charges of vehicular homicide, DUI, and other charges in court this morning.
The crash happened back in October.
Police say Walton crashed his truck into a car being driven by 28–year–old Ashley Chapman of Grand Junction.
Chapman later died.
Three other passengers were also injured.
Walton now faces up to nearly 60 years in prison.
He will be sentenced in June.

Effective Jan 1, 2009, all new personal auto insurance policies written or renewed after that date will have $5,000 Medical Payments coverage UNLESS YOUR REJECT THE COVERAGE.   Medical Payments coverage on your personal auto insurance policy is GREAT coverage. We suggest that you buy as much of this coverage as the insurance company will sell you. Please talk to your agent before rejecting this coverage.

Auto accidents involving injuries are common. Medical Payments coverage helps pay the medical expenses incurred for auto related accidents.

Head Injuries, paralysis and even death can be the end result of an auto accident.  Review your personal auto coverages with your agent at least once per year.