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I had previously blogged about ATV accidents and the necessity to have the proper insurance if you own or operate an ATV. I would now like to discuss motorcycle accidents and the importance of reviewing your insurance coverage prior to operating the motorcycle. I will focus on street legal motorcyles in this blog. Dirt bikes or other motorized bikes not licensed for use on public highways can be discussed in a future blog.

My experience as a former claims manager for an insurance company in handling bodily injury claims arising out of motorcycle accidents revealed that the injuries incurred by the motorcyclist and passenger are usually quite serious. The medical expenses are large, the lost wages are painful to the pocketbook, the at-fault party usually had very little insurance and the motorcyclist did not have the proper insurance coverage as well.

Again, having worked motorcycle accident bodily injury claims as an insurance claims manager, I can tell you that it is very important to review the following coverage(s) with your insurance agent and buy as much of the coverage(s) as possible. The coverage(s) are MEDICAL PAYMENTS COVERAGE & UNINSURED/UNDERINSURED MOTORIST BODILY INJURY COVERAGE . These coverage(s) protects you and your passenger should the at-fault party be uninsured or UNDERINSURED. Medical Payments coverage will pay your medical bills arising out of the accident up to the limit purchased by you regardless of who was at fault. These coverages are highly recommended even if you have health insurance. You may have health insurance, does your passenger?

You are invited and encouraged to contact Gary Doehling Personal Injury Law Firm P.C. in Grand Junction, CO and schedule a free consultation with Gary should you or a loved one been injured in a motorcycle accident in Colorado or Utah.

Toll Free 866-941-9370

Scott Krug, CPCU

Claims Manger

Gary Doehling Personal Injury Law Firm P.C.

www.doehlinglaw.com